Home Inspection Cost Guide

Jessica Martinez
By Jessica Martinez, Contributing Writer, Business & Finance
Published 2026-06-17 · Updated 2026-07-08

Short version of everything on this site: what a home inspection runs, what moves the price, and where to click for the long-form answer on each piece.

The one-line numbers

JobWhat it runs
Standard inspection$300 - $500
Large home (4,000+ sq ft)$500 - $800
Radon test (add-on)$100 - $200
Termite / WDO (add-on)$75 - $150
Sewer scope (add-on)$100 - $300

These are ballpark figures pulled straight from the calculator's own constants; see the full cost reference for the size-by-size math behind them.

Six things that move the price

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Quick answers

What is the quick number I should budget?

$300 to $500 covers most single-family homes, more for anything large or loaded with add-on tests. Full breakdown: cost by size and state.

What gets checked during the visit?

Roof, structure, electrical, plumbing, HVAC, and the other major systems, wrapped up in a written report. Full checklist: what's included.

Does paying for it actually pay off?

Usually. One real finding tends to cover the fee many times over, and even a clean report gives you a record of the home's condition. Longer answer: is it worth it.

Who is on the hook for the fee?

The buyer, in nearly every deal, paid directly to the inspector during the contingency period. Details: who pays.

How long should I set aside?

Two to four hours covers most homes, longer for bigger or older ones. Plan to be there if you can.

What actually derails a deal?

Foundation movement, a dying roof, a blacklisted electrical panel, and active water intrusion are the usual suspects. Full list: what fails an inspection.

Is a Michigan inspection priced differently?

Yes, a bit lower than the national number, since Midwest labor costs run under the coasts. See the state-by-state table for specifics.

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